Can I Use You For Debt Negotiation or When I am Sued by a Collection Attorney?

Yes!

When you get into debt, you can negotiate your own bills and try to seek reductions. However, this method can become fraught with problems. First, anything you say to collectors on the phone is usually recorded and can be used against you. Second, in order to truly close out your debt, you need proper closing documents so things to not open back up again, and to make sure you are paying on the right debts. It also gets you out of the necessity of being on the front line dealing with the stress and "abuse" many people feel from debt collectors.

In addition, we have had some clients who had a lawsuite filed against for debt that by law is too old to collect! We have dismissed a number of cases that meet these criteria. The clients would not have known what to do without competent legal advice. We are also usually able to obtain extenstions in order to negotiate claims successfully and in some cases work out payment plans.

Is your debt load becoming too great? Are you starting to wonder how you are goig to meet all of your obligations? Are you beginning to pay minimum payment amounts on your debts? Are you unable to qualify for a home loan? Have you been sued?

The first goal is to get sound advice. Craig Perry & Associates have the experience to help you understand your debt situation and plan the best course of action according to your needs.

Getting Control

Debt can become a heavy burden, binding your ability to afford your basic bills and necessities. And when you really need that loan to buy a home, you may not be able to qualify.

Debt Types

There are different types of debt. The way in which debt is categorized may determine the way in which resolution of the debt can be handled.

Strategies

The "last straw" form of debt restructuring is bankruptcy. Bankruptcy laws have become tougher recently, but it is still the last type of legal protection legal protection the law provides. There are other strategies we can try before we resort to bankruptcy.

Pre-Requisites

In order for us to help you negotiate your debt, we need the some information from you.

Cost

We charge for debt negotiation in one of two ways, by hourly wage or by a percentage.