Identity Theft - Homepage
Identity theft starts with the misuse of your personally identifying information such as your name and Social Security number, credit card numbers, or other financial account information. For identity thieves, this information is as good as gold.
If you have been a victim of Identity Theft, Craig Perry & Associates have the experience to help you restore your life.
How Common?
The FTC estimates that approximately 9 million Americans EACH YEAR have their identities stolen. Even children are victims of identity theft, about 400,000 each year. That means every 3.5 seconds, someone's identity in the United States alone is stolen. Skilled identity thieves may use a variety of methods to get hold of your information.
Prevent ID Theft
Figuring out how thieves steal your identity also suggests many of the solutions.
Opt Out
Credit reporting agencies have the right to sell your personal information to these financial institutions. However, there is a way to stop this.
Report ID Theft
If have already become the victim of identity theft, what can you do? The first thing you can do is notify your creditors if they have not already notified you. Contact your banks and credit card companies. Then follow the steps provided by the FTC.
Legal Rights
Pursuant to the Federal law, once you prove your identity has been stolen, credit agencies are required to include a fraud alert along with a credit report for at least 90 days from the date of the request.
