Over the years, we have looked at hundreds of cases in which consumers have been sued over an alleged debt. Even today, it is still shocking to see the same repeated mistakes made over and over again that unfairly harm consumers:

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• Lawsuits filed on time-barred debt

• Lawsuits that were never properly served on the consumer being served

• Complete lack of documentation of the alleged debt owed

• Affidavits made in support of debts where the affiant is not a qualified person and lacks knowledge

• Garnishments based on default judgments improperly obtained for the reasons stated above.